At North Valley Bank, we
are committed to protecting the privacy of our customers.
Our goal is to protect all personal and financial information
you provide to us. This is our privacy notice for our
customers. When we use the words "you" and
"your" we mean the following types of customers:
- All of our consumer customers who have a continuing relationship
with us. A "consumer" is an individual (a person,
not a partnership or corporation) who has a financial product
or service with us for personal, family, or household purposes.
We have a continuing relationship (an ongoing relationship) with
an individual who has the following types of products with us,
such as:
- Deposit account
- Loan account
- Credit card
- Safe deposit box
- Lease we service
- Retail installment contract we hold and service
- Individual retirement account (IRA) where we act as custodian
or trustee
Nonpublic Personal Information means information about you that
we collect in connection with providing a financial product or service
to you. Nonpublic personal information does not include information
that is available from public sources, such as government record
or telephone directories.
An affiliate is a company we own or control, a company that owns
or controls us, and a company that is owned or controlled by the
same company that owns or controls us. Ownership does not
mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is a company that is not an affiliate
of ours.
Sources For Collection of Information
We collect nonpublic personal information about you from the following
sources:
- Information we receive from you on applications or other forms
- Information from a consumer reporting agency
- Information about transactions with us
- Information about your transactions with nonaffiliated third
parties
Information We Disclose
We do not disclose any nonpublic personal information about you
to anyone, except as permitted by law.
Our Security Measures
We restrict access to nonpublic personal information about you
to those employees who need to know that information to provide
products or services to you. We maintain physical, electronic and
procedural safeguards that comply with Federal Regulations to guard
your nonpublic personal information.
Nonpublic Personal Information And Nonaffiliated
Third Parties
We may disclose the following information to companies that perform
marketing services on our behalf or to other financial institutions
with which we have a joint marketing agreement:
Nonpublic Personal Information And Former Customers
We do not disclose nonpublic personal information about former
customers.
Rev. December, 2006
Security Procedures North Valley Bank Uses to Protect Your
Information
We maintain security standards and procedures to help prevent unauthorized
access to confidential information about you. We update and
test our technology to improve the protection of and to assure the
integrity of our information about you. For our Internet Banking
applications, we have implemented commercially reasonable security
systems to protect personal information. All information sent
to us on these applications is encrypted during the transmission
from you personal computer. While you can use e-mail to contact
us with questions or concerns, please note that e-mail may not be
a secure method of communication. We recommend that you do
not send confidential information such as account numbers via e-mail.
In order to be certain that information is not provided to someone
who is pretending to be you, we will establish security procedures
from time to time to confirm your identity. You must take
reasonable precautions to maintain the confidentiality of any passwords
or PINs (personal identification numbers) that you select or that
are assigned by us. We will not be responsible for any losses
or damages if your actions or inaction contribute to someone else
gaining access to your password(s) or PIN(s).
Questions or Concerns
If you have any questions or concerns about our privacy policy
or how we safeguard your personal information, please contact us
at
North Valley Bank
9001 North Washington Street
Thornton, Colorado 80229
303-452-5500
or send us an e-mail at nvbank@nvbank.com.
Member FDIC |