Use our savings and investment accounts to build your nest egg.

Our savings accounts provide the security of FDIC-insured deposits and convenient access to your funds, plus:

• Combined statements
• Free 24-hour telephone banking
• Free NetTeller™ Internet banking
• World wide ATM access

Statement Savings

This classic account is perfect for short term savings, rainy day funds, and children’s accounts.  The minimum investment is $100.  Interest accrues daily and is paid quarterly. If your balance falls below $100 during the month, a $3 fee will be assessed.  There is no monthly service charge on accounts for children under 18, regardless of balance.

Money Market Accounts

This account is an excellent way to earn market rates of interest with the security of FDIC insurance and easy access to your funds with limited check writing.  You may make up to 6 withdrawals a month, three of which can be by check.  The minimum investment is $1,000.  Additional amounts can be added to your account at any time.  Interest accrues daily on the minimum daily balance and is paid monthly.  Higher balances earn higher rates of interest.  The $10 monthly service charge will be waived as long as you maintain a minimum balance of $1,000 in your account.

Certificates of Deposit

Diversify your investment portfolio with a certificate of deposit.   Earn a fixed rate of interest with the extra security of FDIC insurance.  We offer a variety of terms to meet your needs, from 7 days to 10 years.  The minimum investment is $500.  Additonal deposits may be made any time with $500 or more.

Individual Retirement Accounts

Financial experts agree that an IRA continues to be a smart investment.   It will earn tax-deferred interest, help provide for a more comfortable retirement, and may reduce your current taxes.  (For more information or tax advice, please consult your tax advisor.)   We offer Traditional, Roth, and Education IRAs with an 18-month fixed rate certificate  The minimum investment is $100.

Member FDIC