our savings and investment accounts to build your nest egg.
Our savings accounts provide the security of FDIC-insured
deposits and convenient access to your funds, plus:
- Combined statements
- Free 24-hour telephone banking
- Free NetTeller™ Internet banking
- Electronic Statements (ESI)
- World wide ATM access
This classic account is perfect for short term savings,
rainy day funds, and children’s accounts. You may make
up to 6 withdrawals month. Withdrawals are unlimited if made in
person, at an ATM or by mail. The minimum
investment is $100. Interest accrues daily and is paid quarterly.
If your balance
falls below $100 during the month, a $3 fee will be assessed.
There is no monthly service charge on accounts for children under
18, regardless of balance.
Money Market Accounts
This account is an excellent way to earn market rates of interest
with the security of FDIC insurance and easy access to your funds
with limited check writing. You may make up to 6 withdrawals
a month. Withdrawals are unlimited if made in person, at an
ATM or by mail. The minimum investment
is $1,000. Additional amounts can be added to your account
at any time. Interest accrues daily on the minimum daily balance
and is paid monthly. Higher balances earn higher rates of
interest. The $10 monthly service charge will be waived as
long as you maintain a minimum balance of $1,000 in your account.
Certificates of Deposit
Diversify your investment portfolio with a certificate of deposit.
Earn a fixed rate of interest with the extra security of
FDIC insurance. We offer a variety of terms to meet your needs,
from 30 days to 10 years. The minimum investment is $500.
Additional deposits may be made any time with $500 or more.
Individual Retirement Accounts
Financial experts agree that an IRA continues to be a smart investment.
It will earn tax-deferred interest, help provide for a more
comfortable retirement, and may reduce your current taxes.
(For more information or tax advice, please consult your tax advisor.)
We offer Traditional, Roth, and Education IRAs with an 18-month
fixed rate certificate The minimum investment is $100.