Banking with us is very convenient.

We know your time is valuable, so we offer many ways to make banking more convenient, including:

• NetTeller™ Internet Banking
• NetTeller™ Bill Pay
• XPRESS 24-hour Telephone Banking
• Visa® Banking Cards
• Combined Account Statements
• Automatic Loan Payments
• Automatic Savings
• Electronic Check Images

NetTeller™ Internet Banking

Now you can use your personal computer and bank over the Internet anytime it’s convenient for you – safely and securely – and there’s no additional charge.  With NetTeller™ Internet Banking, you can quickly and easily:

• Check the balances and activity in any of your North Valley Bank accounts, including checking, savings, certificates of deposit, IRAs and loans.
• Transfer funds from your North Valley checking, money market savings or HELOC accounts to any of your other accounts.  You can even make loan payments.
• See and print your account statements.  Your current and previous account statements are available to provide you with information to help you manage your money.
• Download transaction information for popular financial software, including Quicken® and Microsoft® Money.

Safety and Security - NetTeller™ Internet Banking features multiple factor authentication for security to protect the confidentiality and safety of your banking transactions.   All communication between your computer and the bank is encrypted and travels over secure connections.  We also take precautions to make sure no one can gain unauthorized access to our system.   You can only access your account by entering your individual user ID and password and in the event of any unusual activity on your account, you will be asked to verify your identity by answering specific security or "challenge" questions that you pre-selected.

System Requirements – To use NetTeller™ Internet Banking, all you need is a North Valley Bank checking account, an Internet browser capable of supporting 128-bit encryption, and an e-mail address.  While not required, our service works best with Netscape 4.x or Internet Explorer 4.x.

NetTeller™ Bill Pay

You can pay your bills online without writing checks, stuffing envelopes or buying stamps for free. With NetTeller™ Bill Pay, you can:

• Create a personal payee list online and schedule payments to be made on a one-time or recurring basis.  You can make a payment to just about anyone you would normally pay by check.
• Schedule recurring monthly payments of the same amount for your mortgage, car loan, etc.
• Schedule one-time or recurring variable payments such as utility bills, credit cards, etc.

XPRESS 24-Hour Banking

With one phone call to 303-255-1312 from any Touch-Tone™ phone, you can:

• Check your balance and receive recent transactions on your account
• Transfer funds between your accounts
• Verify deposits or other transactions
• Request statements to be faxed to you

All you need is your account number and Personal Identification Number (PIN).  (The first time you call, your PIN will be the social security or tax ID number of the person whose name appears first on your account.)

VISA® Banking Cards

Our Visa® Banking Cards provide 24-hour worldwide access to your account through the STAR® and Plus® networks. There are no fees for using North Valley Bank and other STARSf® ATMs in Colorado 7-11 stores. Up to 6 transactions (including two withdrawals, two balance inquiries, and two transfers) at other ATMs are free each month. Additional transactions are just $1 each (some institutions may assess surcharge ATM access fees).

Make Purchases without Checks – With a Visa® Banking card, you can use your card to make purchases directly from your checking account without writing a check wherever Visa® cards are accepted.

Debit Card Security

Verified By Visa enables you to protect your identity and feel more secure when making Online purchases with your North Valley Bank Debit Card. You can register your card "FREE" at the following website and creating a unique password and a Personal Message to be printed on every Online purchase receipt:

https://secureVBV.concordefs.com/concord/registration/welcome.jsp?partner=472505

The annual fee for our Visa® Banking Card is $15. The annual fee is waived for customers with Regular Checking or Checking with Interest accounts or customers over 55 years of age.

Combined Account Statements

Simplify your bookkeeping when you have us combine information about your North Valley Bank checking, money market and savings accounts on one easy-to-read monthly statement.  To sign up, just give us a call letting us know which accounts you want to have combined on one statement.

Automatic Loan Payments

Make installment loan payments the convenient way.  Have your payments automatically deducted from your North Valley Bank checking, money market or savings account each month.  Give us a call or send us an E-mail and let us know which of your accounts to deduct the payment from.

Automatic Savings

Build your savings the easy way.  Each month we will automatically transfer funds from your checking account into a savings or money market account.  Just call us or send us an e-mail to tell us how much and how often to make the transfers – then sit back and watch your money grow!

Check Images

Electronic images of your checks are available FREE through NetTeller.   You can print images of any or all of your checks from your own computer anytime you like. 

Extended Branch Hours

For your convenience, we have extended weekday and Saturday hours.

Loans and lines of credit subject to credit approval. Interest rates fluctuate with market conditions and are subject to change without notice. Automatic savings, automatic loan payments, and other electronic transfers can only be made between accounts at North Valley Bank.

Member FDIC