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Personal or Business Checking and Savings Accounts

Account Type

Interest Rate

Annual Percentage Yield

Minimum to Open

Minimum to Earn Interest

Interest
Compounded

Checking w/ Interest

0.10

0.10

$1

$1,000

Monthly

Tiered Money Market 

0.15

0.15

$1,000

$1

Monthly

$10,000-24,999

0.20

0.20

$1,000

$10,000

Monthly

$25,000
+ up

0.25

0.25

$1,000

$25,000

Monthly

Regular Savings

0.15

0.15

$100

$.01

Quarterly

Interest rates are subject to change. Fees could reduce earnings on the account. Rates effective as of  5-22-13.

Certificates of Deposit

 

Minimum to Open

Interest Rate

Annual Percentage Yield

1 Month CD

$500

0.25

0.25

3 Month CD

$500

0.25

0.25

6 Month CD

$500

0.35

0.35

1 Year CD

$500

0.35

0.35

18 Month CD

$500

0.40

0.40

2 Year CD

$500

0.55

0.55

30 Month CD

$500

0.60

0.60

3 Year CD

$500

0.75

0.75

4 Year CD

$500

0.95

0.95

5 Year CD

$500

1.20

1.20

10 Year CD

$500

2.50

2.50

Jumbo 1 Month CD

$100,000

0.25

0.25

Jumbo 3 Month CD

$100,000

0.25

0.25

Jumbo 6 Month CD

$100,000

0.35

0.35

Jumbo 1 Year CD

$100,000

0.35

0.35

Jumbo 18 Month CD $100,000 0.40 0.40
Jumbo 2 Year $100,000 0.55 0.55
Jumbo 30 Month CD $100,000 0.60 0.60
Jumbo 3 Year CD $100,000 0.75 .75
Jumbo 4 Year CD $100,000 0.95 0.95
Jumbo 5 Year CD $100,000 1.20 1.20
Jumbo 10 Year CD $100,000 2.50 2.50

Interest penalty for early withdrawal from certificates of deposit. Interest rates are subject to change. Fees could reduce earnings on the account. Rates effective as of  5-22-13.

Individual Retirement Accounts

 

Minimum to Open

Interest Rate

Annual Percentage Yield

Interest Compounded

18 month Fixed Rate CD

$100

0.65

0.65

Quarterly

Interest penalty for early withdrawal from certificates of deposit. Interest rates are subject to change. Fees could reduce earnings on the account. Rates effective as of  5-22-13.

**FDIC Deposit Insurance - see our home page for information

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