| |
Personal
or Business Checking and Savings Accounts
Account Type |
Interest
Rate |
Annual
Percentage Yield |
Minimum
to Open |
Minimum
to Earn Interest |
Interest
Compounded |
| Checking
w/ Interest |
.50 |
.50 |
$1 |
$1,000 |
Monthly |
| Tiered
Money Market |
1.11 |
1.12 |
$1,000 |
$1,000 |
Monthly |
| $10,000-24,999 |
1.55 |
1.56 |
$1,000 |
$1,000 |
Monthly |
$25,000
+ up |
1.65 |
1.66 |
$1,000 |
$1,000 |
Monthly |
| Regular
Savings |
.90 |
.90 |
$100 |
$1 |
Quarterly |
Interest rates are subject to change. Fees could
reduce earnings on the account. Rates effective as of
05-07-08.
Certificates
of Deposit
|
Minimum
to Open |
Interest
Rate |
Annual
Percentage Yield |
1
Month CD |
$500 |
1.60 |
1.61 |
| 3
Month CD |
$500 |
2.87 |
2.90 |
| 6
Month CD |
$500 |
2.98 |
3.00 |
| 1
Year CD |
$500 |
3.00 |
3.00 |
| 18
Month CD |
$500 |
3.00 |
3.00 |
| 2
Year CD |
$500 |
3.10 |
3.10 |
| 30
Month CD |
$500 |
3.10 |
3.10 |
| 3 Year
CD |
$500 |
3.10 |
3.10 |
| 4 Year
CD |
$500 |
2.85 |
2.85 |
| 5
Year CD |
$500 |
3.35 |
3.35 |
| 10 Year
CD |
$500 |
3.35 |
3.35 |
| Jumbo
1 Month CD |
$100,000 |
1.60 |
1.61 |
| Jumbo
3 Month CD |
$100,000 |
2.87 |
2.90 |
| Jumbo
6 Month CD |
$100,000 |
2.98 |
3.00 |
Jumbo
1 Year CD |
$100,000 |
3.00 |
3.00 |
| Jumbo
18 Month CD |
$100,000 |
3.00 |
3.00 |
| Jumbo 2
Year |
$100,000 |
3.10 |
3.10 |
| Jumbo
30 Month CD |
$100,000 |
3.10 |
3.10 |
| Jumbo 3
Year CD |
$100,000 |
3.10 |
3.10 |
| Jumbo 4
Year CD |
$100,000 |
2.85 |
2.85 |
| Jumbo 5
Year CD |
$100,000 |
3.35 |
3.35 |
| Jumbo
10 Year CD |
$100,000 |
3.35 |
3.35 |
| |
|
|
|
Interest penalty for early withdrawal from certificates
of deposit. Interest rates are subject to change. Fees could
reduce earnings on the account. Rates effective as of
05-07-08.
Individual
Retirement Accounts
|
Minimum
to Open |
Interest
Rate |
Annual
Percentage Yield |
Interest
Compounded |
| 18
month Fixed Rate CD |
$100 |
3.06 |
3.10 |
Quarterly |
Interest penalty for early withdrawal from certificates
of deposit. Interest rates are subject to change. Fees could
reduce earnings on the account. Rates effective as of
05-07-08.
Member FDIC |